The WestJet RBC World Elite Mastercard earns up to 2x on travel & gas & groceries & transit and carries a $139 annual fee. We estimate around $386 in first-year value. Figures are illustrative — verify current terms with RBC.
At a glance
Annual fee
$139
Welcome bonus
~$386
Foreign tx fee
2.5%
Network
MASTERCARD
Rewards
points
Purchase APR
20.99%
Rewards & earn rates
Travel & Gas & Groceries & Transit
2x
Everything Else
1.5x
Welcome offer: Up to ~$386 in first-year value.
Pros & cons
Pros
Earns 2x on travel & gas & groceries & transit
Airport lounge access
Cons
2.5% foreign transaction fee
High income requirement ($80,000 personal)
Perks & insurance
Key perks
Lounge Access
Free Checked Bag
Insurance
Rates & fees
Annual fee
$139
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Min. personal income
$80,000
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
