Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Up to $950 value, including up to 50,000 bonus Scene+ points*

WestJet RBC World Elite Mastercard for Business
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WestJet RBC World Elite Mastercard for Business

3.9

Welcome bonus

Up to 45,000 WestJet points

  • 6x westjet flights — Up to 6 points per $1 on WestJet flights; 3 points per $1 on WestJet Vacations and Sunwing Vacations
  • 3x telecommunications, shipping & electronics
  • 1.5x all other purchases
Annual fee
$175
Interest rates

Purchases

19.99%

Cash advances

22.99%

Foreign transactions
2.5%

Rated by the CreditCardGuru Editorial Team

The fastest way to earn WestJet points and climb WestJet status tiers, with Silver benefits from day one. Compelling for WestJet-loyal businesses, niche for everyone else.

At a glance

Annual fee
$175
Welcome bonus
$450
Foreign tx fee
2.5%
Network
MASTERCARD
Rewards
points
Purchase APR
19.99%

Rewards & earn rates

WestJet flightsUp to 6 points per $1 on WestJet flights; 3 points per $1 on WestJet Vacations and Sunwing Vacations6x
Telecommunications, shipping & electronics3x
All other purchases1.5x

Welcome offer: Up to 45,000 WestJet points (Make a first purchase on the card).

Pros & cons

Pros

  • Instant Silver status and very high earn on WestJet spending
  • Point pooling across business, employee and personal cards

Cons

  • $175 fee plus $75 per additional card
  • Value is locked into the WestJet ecosystem

Perks & insurance

Key perks

  • Instant WestJet Rewards Silver status (lounge passes, priority check-in/boarding, two free checked bags), maintained with $30,000 annual spend
  • Up to 6x WestJet points on WestJet flights — the fastest WestJet earn rate available
  • Status Lift: every $5,000 spent earns $200 in tier qualifying spend toward Gold or Platinum
  • Automatic point pooling from all employee cards into the primary cardholder's account
  • Two free checked bags for you and up to 8 guests on the same reservation

Insurance

  • Trip cancellation and trip interruption
  • Auto rental collision/loss damage waiver
  • Mobile device insurance (up to $2,000)
  • Purchase security and extended warranty

Rates & fees

Annual fee
$175
Purchase interest
19.99%
Cash advance
22.99%
Foreign transactions
2.5%
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
Terms & conditions

Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but RBC can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on RBC's own website before you apply.

Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and RBC's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.

This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

CreditCardGuru is not affiliated with RBC. Trademarks belong to their respective owners.

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

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Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

“WestJet RBC World Elite Mastercard for Business Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/westjet-rbc-world-elite-mastercard-business, updated June 7, 2026.

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