WestJet RBC World Elite Mastercard for Business review
3.9Rated by the CreditCardGuru Editorial Team
The fastest way to earn WestJet points and climb WestJet status tiers, with Silver benefits from day one. Compelling for WestJet-loyal businesses, niche for everyone else.
At a glance
Annual fee
$175
Welcome bonus
~$450
Foreign tx fee
2.5%
Network
MASTERCARD
Rewards
points
Purchase APR
19.99%
Rewards & earn rates
WestJet flightsUp to 6 points per $1 on WestJet flights; 3 points per $1 on WestJet Vacations and Sunwing Vacations
6x
Telecommunications, shipping & electronics
3x
All other purchases
1.5x
Welcome offer: 45,000 welcome WestJet points after your first purchase. (Make a first purchase on the card).
Pros & cons
Pros
Instant Silver status and very high earn on WestJet spending
Point pooling across business, employee and personal cards
Cons
$175 fee plus $75 per additional card
Value is locked into the WestJet ecosystem
Perks & insurance
Key perks
Instant WestJet Rewards Silver status (lounge passes, priority check-in/boarding, two free checked bags), maintained with $30,000 annual spend
Up to 6x WestJet points on WestJet flights — the fastest WestJet earn rate available
Status Lift: every $5,000 spent earns $200 in tier qualifying spend toward Gold or Platinum
Automatic point pooling from all employee cards into the primary cardholder's account
Two free checked bags for you and up to 8 guests on the same reservation
Insurance
Trip cancellation and trip interruption
Auto rental collision/loss damage waiver
Mobile device insurance (up to $2,000)
Purchase security and extended warranty
Rates & fees
Annual fee
$175
Purchase interest
19.99%
Cash advance
22.99%
Foreign transactions
2.5%
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team