CreditCardGuru
travel

WestJet RBC World Elite Mastercard for Business review

3.9Rated by the CreditCardGuru Editorial Team

The fastest way to earn WestJet points and climb WestJet status tiers, with Silver benefits from day one. Compelling for WestJet-loyal businesses, niche for everyone else.

At a glance

Annual fee
$175
Welcome bonus
~$450
Foreign tx fee
2.5%
Network
MASTERCARD
Rewards
points
Purchase APR
19.99%

Rewards & earn rates

WestJet flightsUp to 6 points per $1 on WestJet flights; 3 points per $1 on WestJet Vacations and Sunwing Vacations6x
Telecommunications, shipping & electronics3x
All other purchases1.5x

Welcome offer: 45,000 welcome WestJet points after your first purchase. (Make a first purchase on the card).

Pros & cons

Pros

  • Instant Silver status and very high earn on WestJet spending
  • Point pooling across business, employee and personal cards

Cons

  • $175 fee plus $75 per additional card
  • Value is locked into the WestJet ecosystem

Perks & insurance

Key perks

  • Instant WestJet Rewards Silver status (lounge passes, priority check-in/boarding, two free checked bags), maintained with $30,000 annual spend
  • Up to 6x WestJet points on WestJet flights — the fastest WestJet earn rate available
  • Status Lift: every $5,000 spent earns $200 in tier qualifying spend toward Gold or Platinum
  • Automatic point pooling from all employee cards into the primary cardholder's account
  • Two free checked bags for you and up to 8 guests on the same reservation

Insurance

  • Trip cancellation and trip interruption
  • Auto rental collision/loss damage waiver
  • Mobile device insurance (up to $2,000)
  • Purchase security and extended warranty

Rates & fees

Annual fee
$175
Purchase interest
19.99%
Cash advance
22.99%
Foreign transactions
2.5%
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

Similar cards to consider

American Express Cobalt Card
Top pickAmerican Express

American Express Cobalt Card

4.8·Foodies and everyday spenders who want maximum points on dining and groceries
Annual fee
$156/yr
Welcome bonus
~$300
Top reward
5x eats & food delivery
  • Best-in-class earn rate on dining and groceries
  • Membership Rewards transfer to Aeroplan, Marriott & more