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WestJet® RBC® World Elite Mastercard® for Business review

Name: WestJet RBC World Elite Mastercard for Business
Brand: RBC

3.9Rated by the CreditCardGuru Editorial Team

The fastest way to earn WestJet points and climb WestJet status tiers, with Silver benefits from day one. Compelling for WestJet-loyal businesses, niche for everyone else.

At a glance

Annual fee: $175
Welcome bonus: ~$450
Foreign tx fee: 2.5%
Network: MASTERCARD
Rewards: points
Purchase APR: 19.99%

Rewards & earn rates

WestJet flightsUp to 6 points per $1 on WestJet flights; 3 points per $1 on WestJet Vacations and Sunwing Vacations	6x
Telecommunications, shipping & electronics	3x
All other purchases	1.5x

Welcome offer: 45,000 welcome WestJet points after your first purchase. (Make a first purchase on the card).

Pros & cons

Pros

Instant Silver status and very high earn on WestJet spending
Point pooling across business, employee and personal cards

Cons

$175 fee plus $75 per additional card
Value is locked into the WestJet ecosystem

Perks & insurance

Key perks

Instant WestJet Rewards Silver status (lounge passes, priority check-in/boarding, two free checked bags), maintained with $30,000 annual spend
Up to 6x WestJet points on WestJet flights — the fastest WestJet earn rate available
Status Lift: every $5,000 spent earns $200 in tier qualifying spend toward Gold or Platinum
Automatic point pooling from all employee cards into the primary cardholder's account
Two free checked bags for you and up to 8 guests on the same reservation

Insurance

Trip cancellation and trip interruption
Auto rental collision/loss damage waiver
Mobile device insurance (up to $2,000)
Purchase security and extended warranty

Rates & fees

Annual fee: $175
Purchase interest: 19.99%
Cash advance: 22.99%
Foreign transactions: 2.5%

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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Written by

CreditCardGuru Editorial Team

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Cite this page

“WestJet® RBC® World Elite Mastercard® for Business Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/westjet-rbc-world-elite-mastercard-business, updated June 7, 2026.