Triangle World Elite Mastercard vs Wealthsimple Credit Card
The short answer: for most people the Wealthsimple Credit Card is the better overall card — we rate it 4.4/5 and it shines if you want no-fee, no-fx everyday cash back — especially for wealthsimple clients. Choose the Triangle World Elite Mastercard instead if your priority is drivers and canadian tire/sport chek shoppers who want strong no-fee rewards plus free roadside assistance..
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| Our rating | 4.1 | 4.4 |
|---|---|---|
| Annual fee | No annual fee | No annual fee |
| Welcome bonus | None | None |
| Foreign transaction fee | 2.5% | None |
| Rewards type | cash back | cash back |
| Top earn rates |
|
|
| Purchase interest | 21.99% | 20.99% |
| Income required | $80,000 personal | None stated |
| Best for | Drivers and Canadian Tire/Sport Chek shoppers who want strong no-fee rewards plus free roadside assistance. | No-fee, no-FX everyday cash back — especially for Wealthsimple clients |
| Apply now | Apply now |
Triangle World Elite Mastercard
Arguably Canada's best store-branded card: 3% on groceries, 4% at Triangle stores and free Gold roadside assistance, all for $0 a year. Just be content redeeming rewards within the Canadian Tire family.
Wealthsimple Credit Card
Our winnerA standout no-fee card: a flat 1% with zero foreign transaction fees is rare, and Wealthsimple clients can push it to 2%. A no-fuss everyday and travel card.
Frequently asked questions
Is the Triangle World Elite Mastercard or the Wealthsimple Credit Card better?
For most Canadians, the Wealthsimple Credit Card is the better overall pick (we rate it 4.4/5 vs 4.1/5). It's especially strong if you want no-fee, no-fx everyday cash back — especially for wealthsimple clients. The Triangle World Elite Mastercard can still win if you specifically want drivers and canadian tire/sport chek shoppers who want strong no-fee rewards plus free roadside assistance..
Which card has the lower annual fee?
Both cards have no annual fee.
Do either of these cards charge foreign transaction fees?
Triangle World Elite Mastercard: 2.5% foreign transaction fee. Wealthsimple Credit Card: no foreign transaction fee.