Rated by the CreditCardGuru Editorial Team
A standout no-fee card: a flat 1% with zero foreign transaction fees is rare, and Wealthsimple clients can push it to 2%. A no-fuss everyday and travel card.
| EverythingUp to 2% for Premium & Generation clients | 1% |
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Wealthsimple can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Wealthsimple's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Wealthsimple's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
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Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
Cite this page
“Wealthsimple Credit Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/wealthsimple-credit-card, updated June 1, 2026.
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