Scotiabank® Gold American Express® Card vs Scotiabank® Passport® Visa Infinite +* Card
The short answer: for most people the Scotiabank® Gold American Express® Card is the better overall card — we rate it 4.7/5 and it shines if you want grocery shoppers and travellers who want no foreign transaction fees. Choose the Scotiabank® Passport® Visa Infinite +* Card instead if your priority is overall best travel card.
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| Our rating | 4.7 | 4.4 |
|---|---|---|
| Annual fee | $120/yr | $150/yr |
| Welcome bonus | $950 | $1,250 |
| Foreign transaction fee | None | None |
| Rewards type | points | points |
| Top earn rates |
|
|
| Purchase interest | 21.99% | 20.99% |
| Income required | $12,000 personal | $60,000 personal |
| Best for | Grocery shoppers and travellers who want no foreign transaction fees | Overall best travel card |
| Apply now | Apply now |
Scotiabank® Gold American Express® Card
Our winnerA do-it-all rewards card: category-leading grocery earning, strong dining and entertainment multipliers, and no FX fee for when you travel or shop in USD.
Scotiabank® Passport® Visa Infinite +* Card
The Scotiabank Passport Visa Infinite Plus Card earns up to 3x on groceries and carries a $150 annual fee. We estimate around $1250 in first-year value. Figures are illustrative — verify current terms with Scotiabank.
Frequently asked questions
Is the Scotiabank® Gold American Express® Card or the Scotiabank® Passport® Visa Infinite +* Card better?
For most Canadians, the Scotiabank® Gold American Express® Card is the better overall pick (we rate it 4.7/5 vs 4.4/5). It's especially strong if you want grocery shoppers and travellers who want no foreign transaction fees. The Scotiabank® Passport® Visa Infinite +* Card can still win if you specifically want overall best travel card.
Which card has the lower annual fee?
The Scotiabank® Gold American Express® Card has the lower annual fee (a $120 annual fee vs a $150 annual fee).
Do either of these cards charge foreign transaction fees?
Scotiabank® Gold American Express® Card: no foreign transaction fee. Scotiabank® Passport® Visa Infinite +* Card: no foreign transaction fee.