CreditCardGuru
travelno fx

Scotiabank Passport Visa Infinite Plus Card review

4.4Rated by the CreditCardGuru Editorial Team

The Scotiabank Passport Visa Infinite Plus Card earns up to 3x on groceries and carries a $150 annual fee. We estimate around $850 in first-year value. Figures are illustrative — verify current terms with Scotiabank.

At a glance

Annual fee
$150
Welcome bonus
~$850
Foreign tx fee
None
Network
VISA
Rewards
points
Purchase APR
20.99%

Rewards & earn rates

Groceries3x
Everything Else1x

Welcome offer: Up to ~$850 in first-year value.

Pros & cons

Pros

  • Earns 3x on groceries
  • Airport lounge access
  • No foreign transaction fees
  • Strong first-year value (~$850)

Cons

  • Best value comes from travel redemptions

Perks & insurance

Key perks

  • Lounge Access
  • No FX Fees

Insurance

    Rates & fees

    Annual fee
    $150
    Purchase interest
    20.99%
    Cash advance
    22.99%
    Foreign transactions
    No fee
    Min. personal income
    $60,000
    Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

    Similar cards to consider

    American Express Cobalt Card
    Top pickAmerican Express

    American Express Cobalt Card

    4.8·Foodies and everyday spenders who want maximum points on dining and groceries
    Annual fee
    $156/yr
    Welcome bonus
    ~$300
    Top reward
    5x eats & food delivery
    • Best-in-class earn rate on dining and groceries
    • Membership Rewards transfer to Aeroplan, Marriott & more