Desjardins RRSP Savings Account
Interest rate
0.55%
- Transactions: Unlimited Transactions - Not included
- Interac e-Transfers: Unlimited Interac e-Transfers - Not included
- Interest: Paid monthly
- Monthly fee
- $0
- Regular rate
- 0.55%
Reviewed by the CreditCardGuru Editorial Team
At a glance
- Regular rate
- 0.55%
- Monthly fee
- $0
- Interest paid
- Paid monthly
Account details
- Monthly fee
- $0
- Regular rate
- 0.55%
- Transactions included
- Unlimited Transactions - Not included
- Interac e-Transfers
- Unlimited Interac e-Transfers - Not included
- E-statements
- Not included
- Interest calculated
- Interest calculated daily
- Interest paid
- Paid monthly
- Other benefits
- Tax-deductible contributions (RRSP); Tax-free growth until withdrawal
Pros & cons
Pros
- No monthly fee
Cons
- Limited transactions
- Low regular interest rate
Terms & conditions
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Desjardins can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Desjardins's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Desjardins's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with Desjardins. Trademarks belong to their respective owners.
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See detailsWritten by
CreditCardGuru Editorial Team
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Cite this page
“Desjardins RRSP Savings Account Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/desjardins-rrsp-savings-account, updated August 19, 2026.