Scotiabank®  Gold American Express® Card

Scotiabank® Gold American Express® Card

Up to $950 value, including up to 50,000 bonus Scene+ points*

Everyday Growth Account

Interest rate

2.5%

  • Transactions: Unlimited Transactions - included
  • Interac e-Transfers: Free Interac e-Transfer and seamless bill payments
  • Minimum balance: No minimum balance required
Monthly fee
$0
Regular rate
2.5%

Reviewed by the CreditCardGuru Editorial Team

At a glance

Regular rate
2.5%
Monthly fee
$0
Minimum balance
No minimum balance required
Transactions
Unlimited Transactions - included
Interest paid
Paid monthly

Account details

Monthly fee
$0
Regular rate
2.5%
Minimum balance
No minimum balance required
Transactions included
Unlimited Transactions - included
Interac e-Transfers
Free Interac e-Transfer and seamless bill payments
E-statements
Included
Interest calculated
Interest earned daily on the total closing balance
Interest paid
Paid monthly
Deposit insurance
Deposits protected by CDIC up to applicable limits
Other benefits
Up to 8 accounts to organize your money; Joint account available

Welcome offer: Earn 2.50% interest on every dollar, with no monthly fees.

Pros & cons

Pros

  • No monthly fee
  • Competitive interest rate (2.5%)
  • Unlimited transactions

Cons

    Last updated August 19, 2026Reviewed by CreditCardGuru Editorial Team
    Terms & conditions

    Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Haventree Bank can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Haventree Bank's own website before you apply.

    Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Haventree Bank's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.

    This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

    How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

    CreditCardGuru is not affiliated with Haventree Bank. Trademarks belong to their respective owners.

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    Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

    Written by

    CreditCardGuru Editorial Team

    Rewards & Cards Research

    Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

    • 200+ Canadian cards tracked
    • Transparent rating methodology
    • Updated continuously

    Cite this page

    Everyday Growth Account Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/haventree-bank-everyday-growth-account, updated August 19, 2026.

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