RBC High Interest eSavings Account
Promotional rate
4.2%
1.4% after the promotional period
- Transactions: 1 free debit transaction per month; $5 per debit transaction beyond the monthly free transaction
- Interac e-Transfers: Unlimited Interac e-Transfers - not included
- Minimum balance: No minimum deposit required
- Monthly fee
- $0
- Regular rate
- 1.4%
Reviewed by the CreditCardGuru Editorial Team
At a glance
- Promotional rate
- 4.2%
- Regular rate
- 1.4%
- Monthly fee
- $0
- Minimum balance
- No minimum deposit required
Account details
- Monthly fee
- $0
- Regular rate
- 1.4%
- Promotional rate
- 4.2%
- Minimum balance
- No minimum deposit required
- Transactions included
- 1 free debit transaction per month; $5 per debit transaction beyond the monthly free transaction
- Interac e-Transfers
- Unlimited Interac e-Transfers - not included
- E-statements
- Free electronic statements
- Other fees
- $5 per debit transaction beyond the monthly free transaction
- Other benefits
- Free access to online, telephone, and mobile banking services; Free inter-account transfers to other RBC deposit accounts
Welcome offer: Opt for the RBC High Interest Savings Account and get high interest on every dollar.
Pros & cons
Pros
- No monthly fee
- Promotional rate of 4.2%
Cons
- Limited transactions
Terms & conditions
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but RBC can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on RBC's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and RBC's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with RBC. Trademarks belong to their respective owners.
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See detailsWritten by
CreditCardGuru Editorial Team
Rewards & Cards Research
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Cite this page
“RBC High Interest eSavings Account Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/rbc-high-interest-esavings-account, updated August 19, 2026.