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American Express® Green Card review

Name: American Express Green Card
Brand: American Express

3.6Rated by the CreditCardGuru Editorial Team

The cheapest way to collect transferable Membership Rewards points in Canada. Earn rates and insurance are bare-bones, but at $0 a year it is a useful keeper card.

At a glance

Annual fee: No annual fee
Welcome bonus: ~$200
Foreign tx fee: 2.5%
Network: AMEX
Rewards: points
Purchase APR: 21.99%

Rewards & earn rates

All purchases

Welcome offer: 10,000 Membership Rewards points (Spend $1,000 in purchases in the first 3 months).

Pros & cons

Pros

Rare no-fee access to fully transferable Membership Rewards points
Decent 10,000-point welcome bonus for a no-fee card

Cons

Flat 1x earn rate everywhere
Essentially no travel insurance coverage

Perks & insurance

Key perks

No annual fee, including free additional cards
Full Membership Rewards flexibility: transfer 1:1 to Aeroplan, Avios and other partners
Redeem points as statement credits on any purchase (1,000 points = $10)
Amex Experiences and Front Of The Line presale tickets

Insurance

Purchase protection up to $1,000 (90 days)
Extended warranty (+1 year)

Rates & fees

Annual fee: None
Purchase interest: 21.99%
Cash advance: 21.99%
Foreign transactions: 2.5%

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

“American Express® Green Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/amex-green, updated June 7, 2026.