rewardsno fee

Brim® Mastercard® review

3.4Rated by the CreditCardGuru Editorial Team

A modern no-fee card whose appeal rests on the 1.5% FX fee, Boingo Wi-Fi, and partner offers rather than its modest 0.5% base earn rate.

At a glance

Annual fee: No annual fee
Foreign tx fee: 1.5%
Network: MASTERCARD
Rewards: points
Purchase APR: 19.99%

Rewards & earn rates

All purchases1 point per $2 spent; up to 30 points per $1 at select Brim partners

0.5x

Pros & cons

Pros

Low 1.5% FX fee and mobile device coverage on a no-fee card
Accessible $15,000 income requirement

Cons

Weak 0.5% base earn rate
Value depends heavily on shopping at Brim partners
No welcome bonus

Perks & insurance

Key perks

Reduced 1.5% foreign transaction fee (vs. the standard 2.5%)
Up to 30x points at Brim partner merchants via the Brim app
Free Boingo Wi-Fi membership at over 1 million hotspots
Free supplementary cards
Easy point redemption as statement credits at 1 cent per point

Insurance

Mobile device protection
Mastercard Zero Liability

Rates & fees

Annual fee: None
Purchase interest: 19.99%
Cash advance: 21.5%
Foreign transactions: 1.5%
Min. personal income: $15,000

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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Written by

CreditCardGuru Editorial Team

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Cite this page

“Brim® Mastercard® Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/brim-mastercard, updated June 7, 2026.