Welcome bonus
Up to $350 cash back
First year rebated under current offer; $30 per additional card ($50 effective Aug 1, 2026)
Purchases
21.99%
Cash advances
22.99%
Rated by the CreditCardGuru Editorial Team
CIBC's best card for most people — the 4% grocery/gas rate and broad 2% categories outpace nearly every competitor, easily justifying the fee for typical family spending.
| Groceries | 4% |
| Gas & EV charging | 4% |
| Transportation | 2% |
| Dining | 2% |
| Recurring payments | 2% |
| Travel via CIBC by Expedia | 2% |
| Everything else | 1% |
Welcome offer: Up to $350 cash back (10% bonus on up to $2,000 in net purchases over first 4 statements; set up one pre-authorized payment within first 4 statements).
First year rebated under current offer; $30 per additional card ($50 effective Aug 1, 2026).
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but CIBC can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on CIBC's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and CIBC's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with CIBC. Trademarks belong to their respective owners.
Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
Cite this page
“CIBC Dividend Visa Infinite Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/cibc-dividend-visa-infinite, updated June 7, 2026.
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