Welcome bonus
Up to $489 cash back
First year rebated with current offer; rebated annually with a TD All-Inclusive Banking Plan
Purchases
21.99%
Cash advances
22.99%
Rated by the CreditCardGuru Editorial Team
One of Canada's top cash back cards thanks to broad 3% categories and the included TD Auto Club membership — just make sure your spending justifies the fee.
| Groceries | 3% |
| Gas & EV charging | 3% |
| Public transit | 3% |
| Recurring bill payments | 3% |
| Streaming, digital gaming & media | 3% |
| All other purchases | 1% |
Welcome offer: Up to $489 cash back (10% rate applies to the first $3,500 in bonus-eligible purchases within 3 months; first purchase within 3 months for the fee rebate).
First year rebated with current offer; rebated annually with a TD All-Inclusive Banking Plan.
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but TD Bank can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on TD Bank's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and TD Bank's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with TD Bank. Trademarks belong to their respective owners.
Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
Cite this page
“TD Cash Back Visa Infinite Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/td-cash-back-visa-infinite, updated June 7, 2026.
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