Best Aeroplan Credit Cards in Canada (2026)
Which Aeroplan credit card earns the most for Air Canada flyers — plus how to top up your balance with transferable points.
Jordan Tremblay
Senior Rewards Analyst · June 5, 2026 · 1 min read
The best Aeroplan credit card for most Canadians is the TD Aeroplan Visa Infinite: it earns Aeroplan points on everyday spending and includes a free first checked bag on Air Canada, which alone can cover the annual fee. If you'd rather keep your options open, the American Express Cobalt earns transferable points that move to Aeroplan 1:1.
Why Aeroplan?
Aeroplan is Air Canada's loyalty program, and its points are among the most valuable in Canada — frequently worth 2 cents or more each on flights. Because Air Canada flies almost everywhere in the country, Aeroplan is the default program for many Canadian travellers.
The best ways to earn Aeroplan points
Earn directly: TD Aeroplan Visa Infinite
You earn Aeroplan points on every purchase, with bonus rates on groceries, gas and Air Canada spending, plus a free first checked bag and travel insurance. Read the full review.
Earn flexibly: American Express Cobalt
The Cobalt earns 5x on dining and groceries in Membership Rewards points, which you can transfer to Aeroplan when you're ready to book. This combo — earn flexibly, transfer on demand — is how many points enthusiasts build big Aeroplan balances fast. See the Cobalt review.
Do Aeroplan points expire?
Aeroplan points don't expire as long as you have qualifying activity at least once every 18 months — and holding an eligible Aeroplan credit card generally counts. We cover the details in our credit card FAQ.
The bottom line
If you fly Air Canada even occasionally, an Aeroplan card pays for itself quickly. Pair a TD Aeroplan card for the perks with the Cobalt for everyday earning, and compare them against every other option on our best travel cards page.